Finance Calculators
Free online finance calculators with detailed breakdowns. Plan investments, calculate loan payments, and grow your savings.
Pay Raise Calculator
Calculate your new pay after a raise. Supports percentage, flat amount, and new rate. See hourly, weekly, monthly, and yearly breakdowns.
Auto Loan Calculator
Calculate monthly car payments, total interest, and view amortization schedules. Factor in trade-in, down payment, taxes, and fees.
401(k) Calculator
Estimate your 401(k) balance at retirement, calculate early withdrawal costs, and optimize employer match contributions.
Simple Interest Calculator
Calculate simple interest on loans and investments. Solve for balance, principal, rate, or term with step-by-step work.
Compound Interest Calculator
Calculate compound interest with contribution timing toggle, cumulative breakdown, and year-by-year growth showing principal vs contributions vs interest.
APY Calculator
Calculate annual percentage yield from a nominal interest rate and compounding frequency. Optionally estimate future value and total interest.
Cap Rate Calculator
Calculate the capitalization rate for a rental property. Enter property value, gross income, and operating expenses to find cap rate and NOI.
Rule of 72 Calculator
Calculate the time or rate needed to double an investment using the Rule of 72. Shows both estimated and exact results.
Future Value Calculator
Calculate the future value of an investment with periodic deposits. See growth schedule with interest breakdown.
Amortization Calculator
Calculate loan amortization with extra payments, principal vs interest breakdown, and annual or monthly schedules.
Mortgage Calculator
Calculate monthly mortgage payments, total interest, and view amortization schedules for home loans.
Mortgage Payoff Calculator
Calculate how extra payments or biweekly payments accelerate mortgage payoff and save on interest.
Salary Calculator
Convert between salary, hourly, and monthly pay with overtime, 401(k), and health insurance deductions. See adjusted take-home across all periods.
Debt Payoff Calculator
Side-by-side avalanche vs snowball comparison showing interest saved and payoff timeline for each debt.
Loan Calculator
Calculate monthly loan payments with extra payment comparison showing interest and time saved. Includes donut chart and full amortization schedule.
Tax Bracket Calculator
Calculate 2025 federal income tax with FICA, optional deductions (401k, HSA, itemized), and total tax burden breakdown.
Take-Home Pay Calculator
Calculate your 2026 take-home pay after federal tax, FICA, state tax, and deductions. Includes OBBB tip and overtime exemptions.
Sales Tax Calculator
Calculate sales tax, reverse-calculate pre-tax prices, or find the tax rate. Includes 2026 US state rates.
Currency Calculator
Convert between 30+ currencies with live exchange rates. Includes custom rate converter and major currency cross-rate table.
Credit Card Payoff Calculator
See how long to pay off credit card debt. Compare minimum vs fixed payments, and analyze balance transfer savings.
Rent vs Buy Calculator
Compare renting vs buying with investment opportunity cost, PMI, HOA, equity tracking, and break-even year highlight.
Retirement Calculator
Plan your retirement with 4 calculation modes. See how much to save, withdraw, and how long savings last.
Rent Affordability Calculator
Calculate maximum affordable rent based on income, debts, and expenses. Uses the 40% gross income rule with customizable percentage slider and detailed budget breakdown.
HELOC Calculator
Calculate HELOC payments for draw and repayment periods. See total interest, amortization schedule, and compare costs.
Refinance Calculator
Compare your current mortgage with a refinanced loan. See monthly savings, break-even point, APR, and lifetime cost.
Roth IRA Calculator
Estimate Roth IRA balance at retirement and compare tax-free growth vs a taxable account.
Lease Calculator
Calculate lease monthly payment or find the effective interest rate. See depreciation, money factor, and payment schedule.
Boat Loan Calculator
Calculate boat loan monthly payments with down payment, trade-in, sales tax, and fees. See total cost and amortization schedule.
Debt Consolidation Calculator
Compare existing debts against a consolidation loan. See monthly payment, total interest, and time savings side by side.
Interest Rate Calculator
Multi-solve loan calculator: find rate, payment, principal, or term from any 3 values. Includes donut chart and amortization schedule.
ROI Calculator
Calculate return on investment (ROI) and annualized ROI. Compare investment profitability.
Savings Calculator
Calculate savings growth with compound interest, periodic contributions, annual increases, and tax impact.
VAT Calculator
Calculate VAT from any two values: rate, net price, gross price, or tax amount. Add or remove VAT instantly.